Arizona
Vacation Home
Inquiry

Click here for a vacation home survey & market report via email

Click here for a
vacation home survey,
and market report
via email


How Much Home Can You Afford?

 

 
Buying a Home in ArizonaOur calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. 

To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43%of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

The Tim & Kym Team - Phoenix Homes


Loading...
Home  |  Home  |  Quick Search  |  Featured Listings  |  New Listing Alerts  |  Home Evaluation  |  Calculators  |  Contact Us  |  Utility Providers for Maricopa County  |  About Us  |  Relocating to Arizona  |  Second Homes in Phoenix, Scottsdale Arizona  |  My Blog  |  Buying  |  Trilogy at Vistancia Real Estate  |  Selling   |  Bridal Homes  |  Trilogy at Vistancia MLS Listings  |  Arrowhead Ranch MLS Listings  |  Sun City Festival Az   |  Arrowhead Ranch |Glendale Az Homes  |  Blackstone at Vistancia  |  Master Planned Communities  |  New Construction  |  Peoria Az Homes for Sale  |  Glendale Az Homes for Sale  |  Glendale MLS Listings  |  Vistancia MLS Listings  |  Phoenix Az Homes for Sale   |  Phoenix MLS Listings  |  Marley Park MLS Listings  |  Sun City Festival MLS Listings  |  Palm Valley MLS Listings  |  Verrado MLS Listings  |  Westwing Mountain MLS Listings  |  Camino A Lago MLS Listings  |  Marley Park  |  Trilogy at Vistancia Model Homes   |  Fletcher Heights   |  Vistancia Az Homes for Sale   |  Tierra Del Rio, Peoria Az  |  Sonoran Mountain Ranch  |  Sun City Festival Golf Course Homes for Sale   |  Sun City Grand   |  Hillcrest Ranch  |  Cibola Vista Homes for Sale   |  Surprise Homes for Sale  |  Template Comm Pages  |  Peoria Az MLS listings and Homes for Sale  |  85308 homes for sale | Glendale Az Homes  |  Arrowhead Lakes | Glendale Az Homes for Sale  |  Surprise MLS listings   |  Blackstone at Vistancia MLS Listings  |  Trilogy at Vistanica Golf Course Homes  |  Trilogy Under Valued Homes   |  Active Adult Communities in Phoenix
 

Privacy Policy  |  Site Map  |  Profile  |  Sign In

©2007-2013 Arizona eHomes